
Low-Cost Remittance
Send money home affordably. Our low fees ensure your family receives more, making every transfer count.
A Financial platform designed for expatriates in Hong Kong
SamaPay enables international money transfers and is partnered with Mastercard for online and in-store spending. No bank account is required.

Accurate & Real-time conversions

Take control of your money and stay connected to your family with SAMAPAY.
Receive your salary securely and instantly via FPS.
Support your loved ones with instant, low-cost transfers.
Add funds instantly at 7-Eleven or via FPS for quick and simple reloading.
Make seamless online and in-store payments worldwide with your SAMA Pay Mastercard.
Why choose SAMAPAY?

Send money home affordably. Our low fees ensure your family receives more, making every transfer count.

Add funds via FPS or at 7-Eleven. Direct salary deposit is also supported for ultimate convenience.

Your SAMA Pay Mastercard is accepted worldwide. Shop securely online and instore, anywhere you go.

Enjoy exclusive deals on SAMA Mall. Shop for daily essentials and gifts while enjoying special savings.
SAMA Pay is now officially launched, and we invite you to come experience our offline Sama Mall in Lai Chi Kok!
Here, you can browse a wide range of products, try them on-site, and get instant consultations, making your shopping and payments easier and more heartfelt. Your visit will help us build a platform that truly fits your needs.

Creditpal Limited is a fintech company powered by a team of elite professionals. We are dedicated to applying innovative technologies to provide targeted, convenient, and low-cost financial services for diverse customer groups. Our brands include: SAMA and HAULIAN.


SAMA is a financial platform specifically designed for Filipino and Indonesian domestic helpers working in Hong Kong. Users can enjoy convenient and reliable payment and remittance services through the Sama Pay app or Mastercard (powered by ePaylinks Technology Co., Ltd: SVF0011).

HUALIAN is a financial platform exclusively designed for mainland Chinese professionals working in Hong Kong. For more details, please visit: www.hualian.io
Your funds in SAMA card are secure. SAMA Mastercard is issued by ePaylinks Technology Co., Ltd. (SVF License Number: SVF0011) in accordance with the โPayment Systems and Stored Value Facilities Ordinanceโ, and is sold and/or serviced by our company, Creditpal Limited. SAMA Mastercard can be used for payment by Mastercard online merchants worldwide, as well as for consumption at MasterCard POS machines and withdrawal at ATM machines.
Your remittance will be processed within two business days. Please note that the total time for the funds to reach the recipient may depend on their local bank.
You can contact our customer service during office hours through 59002461, contact by email info@samapay.io and WhatsApp number 59002461
Yes! You can withdraw cash from any ATM machine that has Mastercard Logo